Izzah, Nizmah Rosyidatul, Sri Masyuli Manullang, Muhammad ulfikar, and Abdul Nasser Hasibuan. “Determinasi Niat Partisipasi Dalam Takaful: Suatu Tinjauan Literatur Sistematis ”. Jurnal Ekonomi, Akutansi dan Manajemen Nusantara 4, no. 3 (January 24, 2026): 318–326. Accessed October 23, 2026. https://loddosinstitute.org/journal/index.php/jeama/article/view/424.